VIBE Finance has appointed Andrew Ramsay as its new senior specialist broker. Ramsay joins from Crystal Specialist Finance and brings 25 years of experience in financial services, with more than a decade in specialist finance.
His expertise covers bridging finance, development finance, commercial lending, buy-to-let (BTL) and complex residential mortgages. Based in Glasgow, he will support specialist finance transactions and help VIBE build introducer relationships across Scotland and the North of England.
Ramsay holds the CII Level 4 Advanced Diploma in Financial Planning, along with qualifications in mortgages and lifetime mortgage activities.
Ramsay said: “I’m genuinely excited to be joining VIBE. Kim and the team have built a brilliant business with a strong reputation for making complex finance feel straightforward, while always keeping the client at the heart of what they do.
“I’m looking forward to bringing my experience to the team, building long-term relationships with clients and introducers, and helping more investors and developers find the right solutions for their plans.”
Kim McGinley, founder and director of VIBE Finance, said: “Andrew brings a huge amount of experience, but just as importantly, he shares our approach to looking after clients.
“He listens, he’s honest and he genuinely cares about finding the right solution rather than simply getting a deal done.
“We’re growing VIBE intentionally, with experienced people who understand complex finance and want to build long-term relationships.”
McGinley added: “Andrew’s appointment strengthens our presence across Scotland and the North of England, which is an important part of our wider growth plans. I’m absolutely delighted to have him on board.”
